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HVAC Payment Plans:
How 3- and 5-Month Plans Work

Stop losing big jobs because customers can't pay upfront. Offer flexible plans, get paid automatically, no admin work.

The $3,000+ Job Problem

Customer needs a new furnace. It's $3,200. They want the work done but can't pay it all upfront.

Option 1: Send them to a financing company (their fee comes out of what you collect, and the customer has to be approved first)

Option 2: Offer your own payment plan (but then you're stuck chasing payments every month)

Option 3: Turn down the job (lose revenue)

There's a better way ↓

Example: $3,200 Furnace Installation

Pay in Full

Complete payment (no fees)

$3200.00
  • 1 automatic payments
  • SMS reminders before each payment
  • Customer can pay early anytime
  • Paid into your own Stripe account

3 Monthly Payments

$1098.67 per month (includes 3% fee)

$1098.67
  • 3 automatic payments
  • SMS reminders before each payment
  • Customer can pay early anytime
  • Paid into your own Stripe account

5 Monthly Payments

$659.20 per month (includes 3% fee)

$659.20
  • 5 automatic payments
  • SMS reminders before each payment
  • Customer can pay early anytime
  • Paid into your own Stripe account

RemitRight handles all collection automatically. 3–5% platform fee only on payment plans (full payment = no fees)

Setting Up a Payment Plan

1

Quote the Job

$3,200 for new furnace. Enter amount in RemitRight.

2

Show Options

Customer picks: full payment, 3-month, or 5-month plan.

3

Do the Work

Install furnace. AI handles all payments automatically.

4

Get Paid

Money hits your account. Zero admin work.

What This Changes for an HVAC Business

Win More Big Jobs

When customers can spread payments over 3-5 months, they say yes to that new AC unit or furnace replacement.

Zero Admin Work

AI sends payment reminders, handles customer questions, and follows up if a payment is missed. You do nothing.

Reminders and Retries Are Automatic

Each instalment is charged on schedule, with an SMS reminder before it goes out. If a payment fails, the AI follows up with the customer instead of putting it back on your desk.

No Financing Company in the Middle

There is no lender to hand the customer off to. They pick full payment or a plan when you quote the job, and RemitRight collects the instalments.

Your business is not charged either way. The 3% or 5% applies to the customer, and only if they split.

Start Offering Payment Plans

Give the customer a way to say yes to the furnace instead of postponing it.

Try RemitRight Free

No credit card • Free for your business • 3% or 5% paid by the customer, on plans only