Collect overdue invoices by text.
Remi follows up on an agreed overdue bill, answers invoice questions, and offers a clear way to pay in full or over 3 or 5 months. No RemitRight subscription or setup fee.
Interactive SMS Collection Demo
Experience our AI-powered SMS collection system from the customer's perspective. Play the role of a customer with an outstanding balance.
Demo Scenario
See example payment options
3 months includes a 3% plan fee; 5 months includes 5%. No payment is taken in this demo.
How SMS Debt Collection Automation Works
SMS debt collection automation turns an overdue invoice into a professional conversation, one that gives your customer a realistic way to pay instead of an ultimatum, and keeps the relationship intact.
Upload Invoice
Upload an overdue invoice photo or PDF, then review the extracted customer details and amount.
AI SMS Launch
Check the recipient and first message, then start the case when the details are right.
Smart Conversations
The AI answers questions and objections, and offers the balance as 3 or 5 automatic payments when paying in full is not realistic.
Payment Success
The customer pays through a secure Stripe link. Successful payments reach your connected account; RemitRight takes no collection commission.
SMS Debt Collection vs Traditional Phone Calls
Why a text conversation is a different tool than a phone call: when it runs, what it costs, and what your customer can do with it.
SMS Collection Automation
Traditional Phone Calls
Advanced SMS Debt Collection Features
Professional SMS automation built to make paying easy and to keep the conversation respectful.
Intelligent SMS Conversations
AI conducts natural SMS conversations, handling customer objections and questions professionally.
CASL SMS Compliance
Messages include sender identification and opt-out handling. Review consent and applicable provincial requirements before sending.
24/7 Automated SMS
SMS collection works around the clock, responding to customers instantly at any time of day.
Customer-Friendly Approach
Professional, respectful SMS tone maintains positive customer relationships during collection.
Instant Payment Links
Secure Stripe payment links sent by SMS. RemitRight never holds the funds and never sees a card number.
Real-Time SMS Analytics
Your own dashboard shows what was sent, who replied, who is on a plan and what has been paid so far.
Calculate Your SMS Collection ROI
Put in your own numbers, what is sitting overdue and how much time you spend chasing it, and see how the math works out.
What does collecting it actually cost you?
Move the slider to your overdue balance. The difference isn't a projection — it's just what each option charges.
Through a collection agency
Illustration using a 25–50% agency contingency fee.
And the relationship with that customer is usually finished.
Through RemitRight
No RemitRight subscription or collection commission. Remi can follow up and offer an available plan.
Payments still depend on your customer. Standard credit card processing applies.
If your customer can't pay it all at once
They can split the balance into automatic monthly payments. The disclosed plan fee is charged to the customer.
3 monthly payments
$2,746.67/mo
includes the 3% fee your customer covers
5 monthly payments
$1,680.00/mo
includes the 5% fee your customer covers
Paying in full has no RemitRight plan fee.
No card to sign up. No RemitRight subscription.
Start SMS Debt Collection Automation Today
Upload one overdue invoice, review the extracted details and first text, then start Remi's follow-up. Customers can ask questions and review a 3- or 5-month plan if full payment is difficult. There is no RemitRight subscription or collection commission.