New in Canada · Free for your business — $0 to you, ever

Turn an overdue invoice into a payment plan.Get paid — even when they can't pay all at once.

When a customer goes quiet on a big bill, "pay it all now" often gets you nothing. RemitRight's AI offers them an easy way to pay it off in automatic monthly installments — and the money comes straight to you. It's free for your business: you never pay us a cent, and you keep 100% of what you're owed.

🇨🇦 Built for Canadian businesses Powered by StripePay in full? You keep 100%

This isn't invoice financing

Most "turn invoices into cash" tools are lenders. RemitRight is the opposite: no borrowing, no debt, no advance against your receivables. Your customer pays the invoice they already owe.

Invoice financing / factoring

  • A lender advances you cash against unpaid invoices.
  • You pay financing fees or discount rates.
  • It's a loan on your books — you take on the cost and risk.
  • Your customer's behaviour doesn't change; the debt is just yours now.

RemitRight payment plans

  • Your customer pays the invoice in automatic installments.
  • No advance, no interest, no debt on your side.
  • Free for your business — the small fee is paid by the customer who splits.
  • It rescues payments that would otherwise be written off.

How a stuck invoice becomes a paid one

Step 1

The AI texts your overdue customer

A calm, professional reminder about the balance — with consent and a one-tap opt-out built in. You can step into any conversation.

Step 2

It offers to split the balance

Instead of a demand, the customer is offered an easy way to pay: break the invoice into a few automatic monthly payments.

Step 3

Stripe sets up the plan automatically

When they accept, Stripe schedules the installments on their card. No paperwork, no chasing, no spreadsheet to babysit.

Step 4

Each payment lands in your account

Every installment pays out to your own Stripe account on the normal schedule. You recover money you might otherwise write off.

See the split

Nothing hidden. Move the slider.

Watch exactly where every dollar goes. You always receive the full invoice — the 3–5% fee rides on top and is paid by your customer for the convenience of splitting.

$840.00
$200$10,000
Customer splits into
Customer pays monthly$288.40/mo
Customer total (incl. 3%)$865.20
You receive$840.00
Out of your pocket$0.00
RemitRight earns (paid by customer)$25.20

If your customer pays in full instead, they pay exactly $840.00 — and RemitRight earns nothing. We only get paid when splitting actually rescues the payment.

Questions, answered

Is this invoice financing or factoring?

No. You're not borrowing against your invoices and you don't owe a lender. There's no advance and no interest on your side. Your customer simply pays the invoice they already owe — just spread over a few automatic payments instead of all at once.

Who pays the fee?

Your customer. The small 3–5% convenience fee is added on top of their installments, only when they choose to split. Your business is never charged and we never ask for your card.

What if the customer just pays in full?

Then they pay exactly what they owe, you keep 100%, and RemitRight earns nothing. We only earn when splitting actually rescues a payment that was stuck.

How do I get the money?

You connect your own Stripe account in a couple of minutes. Every payment — full or split — is paid out straight to you on Stripe's normal schedule. We never hold your funds.

Does this work outside Canada?

Not yet. RemitRight is for Canadian businesses collecting from customers in Canada — our text-message collection is approved for Canada today. Support for other countries will follow.

Rescue the invoices you'd given up on

Set up free in minutes. The next time a customer can't pay all at once, RemitRight turns it into a plan they'll actually finish — at $0 cost to your business.

No credit card, ever · Free for Canadian businesses