Collection Agency vs DIY Software: Real Cost Breakdown
Compare an illustrative agency commission with RemitRight's pricing before you choose a recovery path.
Compare Potential Fees
Collection Agency
RemitRight Software
Illustrative Agency Commission Avoided
$1200.00
If the same invoice is paid in either path. This is a comparison before payment costs, not net savings.
Complete Feature Comparison
| Feature | Collection Agency | RemitRight |
|---|---|---|
| Cost per invoice | 30-50% commission | No RemitRight subscription or commission |
| Recovery time | Depends on the account | Depends on customer response and payment |
| Customer relationship | Depends on approach | Respectful, business-controlled follow-up |
| Payment plans | Varies by agency | Yes, automated |
| SMS notifications | Varies by agency | Automated follow-up |
| Legal compliance | Requires review | Requires review of consent and provincial rules |
| Payment processing | Through agency | Direct to you |
| You control communication | No | Yes |
Questions About Collecting a B2B Invoice in Canada
Can I use RemitRight for an overdue business-to-business invoice?
Yes, when the balance is agreed and you have the right contact for payment questions. RemitRight helps your business follow up and offer a voluntary payment choice. If the invoice or work is disputed, review and resolve that first instead of pressing for payment.
Does “free” include credit card processing?
No. There is no RemitRight subscription, setup fee, or collection commission. Standard card processing applies to successful payments. A customer who pays in full has no RemitRight plan fee.
Is the 3% or 5% payment-plan fee charged every month?
No. It is one total fee across the plan: 3% for three monthly payments or 5% for five. The customer sees the total and schedule before agreeing. See the payment-plan examples.
Keep Your Receivable and Avoid a Collection Commission
No RemitRight subscription, setup fee, or collection commission. Customers choosing a 3- or 5-month plan pay a separate 3% or 5% total plan fee.